I can’t find a good discussion as to why I should care if avionics are certified in any airplane (excluding the obvious commercial use of the plane or taking passengers for hire). Any help is appreciated.
So you've gotten the lawyer answer, if you're not experimental you should care because otherwise you're not legal and ... eventually ... you'll be found out and penalized.
And you've gotten the cynical answer that it's another Big Brother overreach.
There's significant truth in both of those. Now I'll attempt to describe the good reason behind the first, which unfortunately enables the second.
First a short, mechanial anecdote. Somebody I knew was building a kit helicopter. I was interested and considering going in with them. But I'm an engineer so I started poking around the design a bit. Almost immediately, I found safety-critical bearings which were off-the-shelf from a reputable manufacturer, but they weren't "aviation" parts. Digging a bit more, I discovered these bearings were operating, under normal non-emergency design cruise conditions, ABOVE the manufacturer's published maximum load. Suddenly I understood why these helicopters required roughly $100/hour in replacement of time-limited parts, and STILL had a mean time between catastrophic mechanical failures of only a few hundred hours. But, perfectly legal in an E-AB 51% kit.
There is a a high probability you are not an electrical engineer qualified to evaluate a design for performance or for a myriad of failure modes, be they performance degradation, failure to function, or actively hazardous (e.g. catching fire) under all the operating scenarios, temperature, shock, vibration, g-load, age etc. your avionics may face. An avionics technician, no matter how brilliant, won't catch all of those. Most degree-carrying electrical engineers don't have the full skill set: companies hire several with overlapping skills to get all the jobs done. If by chance you ARE qualified, you know that it's actually a LOT of work to do all those evaluations. And surprise surprise, even a pretty forthcoming outfit like Dynon isn't going to let you download their source code, download their schematics, board designs and parts lists, their manufacturing instructions etc.
I don't have all that knowledge myself, but in a former life I worked in teams of engineers where between us all we DID have the knowledge and skills and we used them to bring things like the F-35 from idea to reality. So I know that the process looks like even though I can only do a few of the steps personally.
Here's Joe Pilot. He's nailed the private pilot certificate, 100% on the written and his examiner asked for pointers in airplane handling and weather intelligence. Joe
also doesn't have the skills and knowledge to fully vet his avionics. Or his engine, aerodynamics, structure etc. How is Joe protected from a company, let's say FlyByNight Avionics, trying to make a quick buck by cutting corners? Enter Uncle Sam, who decides the general public has a right to expect that Joe and his airplane won't be crashing into their house. So Sam comes up with a lengthy list of standards FBN Avionics must meet, to reduce the chances of something going bad in a dangerous way. And Uncle says Joe can't fly an airplane with equipment that doesn't meet those standards. Meeting those standards means Uncle hires some qualified engineers and FlyByNight Avionics must provide all that design information to those engineers so they can see that everything has been done right. And once they agree, FBN can sell their equipment as "certified" for aircraft use. And Joe doesn't have to worry (as much) that the box will catch fire, or stop working because it's 105F in the cockpit or the antenna got wet.
Now, once upon a time, those standards made perfect sense. They were what anyone who knew what they were doing would agree should provide a reliable, safe product. This was probably about 1948. But part of the government, the people writing and enforcing those standards have almost ZERO motivation to update them, doing so only when it can be proven the new standards are even safer. But electronics has advanced, and now there are new technologies available, like the transistor. So that government army forms a study committee, or more likely a group of committees, to figure out how transistors could cause problems and write new standards. Until they're done, nobody can use a transister becuase Uncle Sam doesn't know how to certify it. So the standards still make sense if you ignore technology that's less than a decade or two "new". And probably always will.
I don't mean to imply that non-certified avionics are lacking in quality; not at all. But what quality is there, is present because the manufacturer wants to make a quality product, for all the good reasons to do so, and also because E-AB owners talk to one another and a bad product will quickly become widely known and unprofitable. Certification is an attempt by the government to mandate quality even for those who don't want to get that involved. The helicopter in my anecdote would never get certified with that bearing, but I'm pretty certain many of the kit builders had no idea how overstressed it was.
Buying Dynon non-certified was an act of faith in the beginning. Faith that Dynon wanted to grow and be well-respected and would do all the engineering work to make the products reliable and safe. And they did! But for a long time, only us wild and crazy people with passenger warnings on our aircraft could "take the chance" on a company like Dynon. It turned out to be a good bet; I'm sure other promising companies fell by the wayside during those years. Eventually, with a large installed experimental base and careful attention to detail, Dynon was able to go through what I'm sure was an expensive and frustrating process to get their hardware certified so Joe Pilot can use it. Autopilots in particular seem to be victims of the 1948 thinking. From what I've read, even though the next airplane to get a Dynon autopilot certification will use the exact same servos and control laws as the one before (different parameters and brackets of course), Sam's minons still demand those parts get vetted again as if they were new designs.